Your guide to help you choose the right loans.When you borrow money, it’s important to know how loans work. With a better understanding of loans, you can save money and make better decisions about debt - including when to avoid it. Learn how loans work before you start borrowing.

To qualify for a loan, you need to have the following:

• A valid e-mail address
• Work and home and telephone numbers
• A valid checking account in your name
• You must be at least 18 years old
• You must be a citizen or permanent resident of the India
• You must have been employed in your present job for at least 90 days