Overdrafts can give you a little extra flexibility with managing your finances. Help put me in control of my day-to-day spending & avoid unarranged usage fees.If you withdraw more money than you have in your bank account, the extra money you take out after your bank balance reaches zero is called an overdraft.Balance of a bank account in which funds withdrawn have exceeded funds deposited.Set up Overdraft Protection by linking your accounts today.
Features and Benefits
- Get high-value loans
- Enjoy attractive interest rates
- Easily calculate Loan value
- Benefit from a high LTV ratio
- Avail of special schemes and benefits
- Apply for a loan no matter who you are
- No guarantor or Post-Dated Cheques required
Eligibility and Documentation
- Age proof
- ID proof
- Application form
- Photograph
- Residence proof
- Income proof
- Bank statement
- Signature verification proof
- Pro-forma Invoice or Rate List
Interest Rates and Charges
- Rates of Interest - 11.00% - 12.00%
- Processing Fee Rs. 3500 to Rs. 5500
- Documentation Charges Rs.300/-
- Other Charges - Inclusive of Service Tax
Time taken for Fund Transfer
Fund transfer to customer's account usually takes 3-4 working days. In case customer opts for a demand draft request, the same takes up to 11 working days to receive the draft.
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