Credit Wizards provides cover that goes beyond term insurance. Motor vehicle which includes private cars Motorised Two wheelers and Commercial vehicles excluding vehicles running on rails.Owners of the vehicle Financiers or Lessee who have insurable interest in a motor vehicle.Owners of the vehicle Financiers or Lessee who have insurable interest in a motor vehicle.Add on Covers gives your car extra assurance with our comprehensive cover.Key Replacement – We will reimburse You for the cost of replacing your vehicle keys which are lost or stolen.Break-in Protection – We will reimburse you for the cost of replacing your locks and keys if Your vehicle is broken into. The covered costs include the labor cost for replacing the lock.